Model Portfolios

Options for Your Risk Tolerance Level

Our model portfolios are posted on page one of each weekly issue - check out a sample newsletter. We email alerts Monday-Thursday evening if there are any changes.

AGGRESSIVE PORTFOLIO - Damn the torpedoes, full steam ahead. You have a high risk tolerance level, typically a younger investor with plenty of time to recoup losses. You can tolerate wide price swings.

MODERATE PORTFOLIO - Middle of the road. You have a moderate risk tolerance level, typically middle-aged. You’re playing offense, but spend more time on the sidelines than aggressive investors.

CONSERVATIVE PORTFOLIO - In the game, but playing defense. You’re likely retired or near retirement, and uncomfortable with drawdowns. This portfolio invests in G, F or the five LifeCycle funds.

Clear-Cut Advice

We take the guesswork out of the investment process for you with specific fund recommendations and instructions on exactly when to buy and sell

We select funds for our model portfolios based on their momentum and volatility characteristics, then exit positions when a fund’s strength falters. We focus on both intermediate trend and long-term trends,giving positions more latitude when the major trend is bullish. When we're unable to find uptrending funds that meet our requirements, we simply remain in the G Fund.

Third-Party Verification of our Signals

Timertrac, an independent and unaffiliated company, began monitoring our strategies on January 1, 2015 with our inaugural issue. After we have established a track record you will be able to click on the TimerTracked link above to view historical results. For other model portfolios performance data select GRAPH in TimerTrac's left-hand menu. Trades delayed 15 days.

30 Years of Managing Risk

We're not like other newsletters; we won't promise an outrageous rate of return. We simply offer our general timing model accolades and three decades of investment experience.